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Everyone's Different

So we offer Different Kinds of Cards.

A Low Rate, No Annual Fee Platinum or 
Gold Card for the Rate Conscious Customer

Special Enrollment Incentives 

  • A special low introductory APR* on all balance transfers and purchases for six months

  • Easy cash access

  • Generous credit lines

  • Worldwide travel accident insurance

  • NO ANNUAL FEE

  • Credit line up to $20,000

  • Transfer balances with no fee

  • Online access to manage your account

  • All the benefits of Platinum status

Card Member Earns Up to 2.0% 
Rebate on Net Purchase Activity

Special Enrollment Incentives 

  • NO ANNUAL FEE

  • Credit line up to $20,000

  • Transfer balances with no fee

  • Online access to manage your account

  • All the benefits of Platinum status

  • Rebates are earned on purchases (not cash advances) net of returns

Rebates are earned at the following levels

Earn a 2.0% Rebate: Spending levels of $25,000.01 - $40,000

Earn a 1.5% Rebate: Spending levels of $15,000.01 - $25,000

Earn a 1.0% Rebate: Spending levels of $5,000.01 - $15,000

Earn a 0.5% Rebate: Spending levels of less than $5,000

Earn Valuable Travel and Merchandise 
Rewards with Rewards Passport
SM

Special Enrollment Incentives 

  • A special low APR* on all balance transfers earns points
    for existing transfer balances for six months

  • For a limited time 1,000 Passport Points will be granted at enrollment

  • NO ANNUAL FEE

  • Credit line up to $20,000

  • Transfer balances with no fee

  • Online access to manage your account

  • All the benefits of Platinum status

  • Points are earned on purchases (not cash advances) net of returns

  • There is a maximum of 100,000 points that can be earned in one year

  • Program can be added on to an existing account

Points can be redeemed for merchandise and travel rewards as the following point thresholds are met (example provided):

6,000 points: Verdi® 3-piece Luggage Set

10,000 points: Uniden® 5,8 GHZ Phone

15,000 points: Dunlop® ProComp 11-pc. Golf Set

25,000 points: Round Trip Air Travel within 48 contiguous U.S.

40,000 points: Sony® 20" FD Trinitron® WEGA® TV

60,000 points: Round Trip Air Travel to Mexico or Caribbean

70,000 points: Coleman® Gas Grill

 

Rewards vary by threshold and are disclosed in detail in a catalog provided to the card member at the time of enrollment. Call 877-875-8078 to request a Rewards PassportSM Catalog.

 

 

For terms and conditions call 877-875-8078.

 

*Annual Percentage Rate.


To apply for a Valley Savings Bank Visa please visit 
your nearest branch
or call the Customer Service Center at
877-875-8078.

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